Isn’t it time your home started working for you?

If you are a homeowner, we offer loan options that can help you achieve your goals, realize milestones, or simply consolidate debt to save money.

Home equity lines of credit

Home equity lines of credit (HELOCs) let you use the equity in your home in a number of ways. You also have the option to lock in a fixed rate. With the fixed rate advance option of a HELOC, up to three fixed rate advances can be active at once. In addition, the interest on your home equity loan or line of credit may be tax deductible, consult your tax advisor. Use your home equity loan for:

  • Home improvements
  • Education tuition
  • Travel
  • Debt consolidation

Interested in debt consolidation?

Check to see if debt consolidation is best for you. Evaluate and compare your debt consolidation options.

Contact your BECU Neighborhood Financial Center for more information about home equity loans.

No equity? Get a home improvement loan

If you don’t have enough (or any) equity in your home yet, a home improvement loan (not secured by property) may be a better option. Home improvement loans offer a fixed rate, and are disbursed in a lump sum so that you can take care of the repairs it needs and the renovations you want—without home equity.